I went on a card making spree thinking that sets of them would make good gifts. When two of us marbled fabrics in S. California and sold the garments I made, I kept all the scraps of course. They really weren't big enough to do much with but were perfect for this. I used the envelopes I'd gotten at Goodwill and cut card stock in lots of colors to fit them. The fabrics are fused to the cardstock. Quick and easy. The directions are from SueB and are at www.twocreativestudios.com in the free projects section.
I'm trying to use up things that are around here and still come up with nice gifts. We all have so much that it seems like the best idea. To answer some of the comments on the totes, I, too, have been carrying my own to the stores to keep from using the plastic ones which I always did hate. They slide around the car, so you end up rebagging things when you get home and are a pain to store, tend to break, and are ugly.